Mortgage for a first time home buyer or upgrading from your current home?
Then talk to us. With over 40 years of combined experience in the mortgage market we compare mortgages from a wide range of lenders looking for the best mortgages in the marketplace.
At IMS Financial we search for the best terms and conditions for our clients. We will negotiate on your behalf to secure the best mortgage interest rate and mortgage term to suit your finances.
We are aware that this may be the biggest investment that most people will make and we want to ensure it will be the best investment you can make. We do the leg work so you don’t have to.
Lenders are now looking closely at basic income; bonuses and overtime cannot be guaranteed to be taken into account when a lender is assessing your application. Make sure you have six months of payslips, last year’s P60 and a salary cert completed by your employer (you can obtain a salary cert from your IMS Financial Adviser).
To obtain a mortgage you must have completed your probationary period and you should have at least six months (but preferably twelve months) in continuous employment.
learn more from our financial experts
Thinking of Switching your Mortgage to a better rate? Looking to make savings on your Mortgage?
Financial Brokers tend to share a common trait – being good listeners and good at asking questions!
A relationship with a Financial Broker is not a once-off transaction. Instead it is a relationship that hopefully will endure for many years.
Let’s be honest, if you haven’t worked with a Financial Broker before, how are you supposed to know what they actually do for you?
